International payment cards issue and administration fees; for natural persons, residents and non-residents of the Republic of Lithuania (group A)
Effective from 10.02.2009
| Fees |
SNORO lizingas and partners leasing card Maestro |
| Type of payment card |
magnetic / chipcard |
| Account currency |
LTL |
| Validity |
2 years / 3 years |
| Issue |
0 |
| Administration |
0 |
| Renewal |
0 |
| Card replacement in case of loss, damage or forgotten PIN |
15 Lt /20 Lt 1
|
| Urgent issue of a payment card2 |
30 Lt |
| Announcement of a card being not valid for operations with authorization |
20 Lt |
| Announcement of a card being not valid for all the operations |
100 Lt |
| Alteration of transaction limits |
10 Lt |
| Issue of the transaction list:3 |
| by mail in LR |
2 Lt |
| by mail outside LR |
20 Lt |
| by e-mail |
0 |
| via Internet |
0 |
| in the bank |
0 |
| Issue of the document confirming one payment transaction |
20 Lt
|
| Cash withdrawal in the Bank SNORAS network: |
| ATM |
1.5% (min 12 Lt) |
| in a branch of the Bank SNORAS |
1.5% (min 12 Lt) |
| in a Lithuanian Post office |
1.5% (min 12 Lt) |
| Cash withdrawal in the network of other banks: |
| ATM |
1.5% (min 12 Lt) |
| in a branch of other bank |
1.5% (min 24 Lt) |
| Balance enquiry at ATM: |
| in the Bank SNORAS network |
0 |
| in the network of other bank |
1 Lt |
| Number of cash withdrawal transactions per day |
10 |
| Maximum amount of cash withdrawal transactions per day |
1 000 Lt
|
| Maximum amount of cash withdrawal transactions per month |
1 000 Lt |
| Number of payment transactions per day |
20 / 15 1 |
| Maximum amount of payment transactions per day |
16'000 Lt / 10'000 Lt 1
|
| Insurance terms4 |
| Payment card insurance, monthly fee |
1.95 Lt |
| Credit limit granting terms5 |
| Credit limit granting fee |
0 |
| Alteration of credit limit |
10 Lt |
| Annual interest on credit limit granted |
17.95% 6 |
| Annual interest on overdraft |
23% |
1 Different fees are applied to magnetic stripe and microchip payment cards.
2 If the order is placed before 15:00 - the card is manufactured on the same day, if after 15:00 - it is made on the following day before 11:00. The card is issued at AB Bank SNORAS Vilnius branch, A.Vivulskio str. 7, Vilnius.
3 If no transactions are made during accounting period, the list of transactions is not being sent.
4 Applicable to residents of LR (group A). Payment card insurance covers the following risks:
Unauthorized use of payment card;
Steal of cash;
Damage of purchase;
The lowest price of the goods.
5 The bank shall have the right to cut or cancel a credit limit without any prior notice in case the cardholder is not using it for more than 6 month.
6 - Discount of 1 % on annual interest rate is granted for SNORO lizingas leasing cards' if during the last month 1 000 LTL or more revenue were on the account for paying instalments.*
-The annual interest rate of the allowed credit of "SNORO lizingas" leasing cards, issued till 03-11-2008, will equal 15.95%.
-The annual interest rates of 12% are applied to the credit limit of „MAXIMA / SNORO lizingas" leasing cards, which was used in "Maxima" trade network.
* Notes:
- A discount is not applied for a credit card "Maxima/Snoro lizingas", which was used in the network Maxima.
- Transfers that are not treated as revenue: transfers between one's accounts in Bank SNORAS, loan provided to the Client, funds received on account after the end of time deposit and counted interests.
We are informing you about the changes of the tariffs of credit cards
- From 03-12-2008, after "SNORO lizingas" leasing card term expires, the card will not be automatically renewed. The client desiring to renew the card will need to address the bank with application.
- From 03-12-2008 "SNORO lizingas" leasing cards, due to debts, will be blocked after 7 days of the delayed payment.
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