International payment cards issue and administration fees; for natural persons, residents and non-residents of the Republic of Lithuania (group A)
| Fees |
SNORO lizingas and partners leasing card Maestro |
| Type of payment card |
magnetic / chipcard |
| Account currency |
LTL |
| Validity |
2 years / 3 years |
| Issue |
0 |
| Administration |
0 |
| Renewal |
0 |
| Card replacement in case of loss, damage or forgotten PIN |
15 Lt /20 Lt 1
|
| Urgent issue of a payment card2 |
30 Lt |
| Announcement of a card being not valid for operations with authorization |
20 Lt |
| Announcement of a card being not valid for all the operations |
100 Lt |
| Alteration of transaction limits |
10 Lt |
| Groundless claim examination fee |
50 Lt |
| Issue of the transaction list:3 |
| by mail in LR |
2 Lt |
| by mail outside LR |
20 Lt |
| by e-mail |
0 |
| via Internet |
0 |
| in the bank |
0 |
| Issue of the document confirming one payment transaction |
20 Lt / 5 Lt 1
|
| Cash withdrawal in the Bank SNORAS network: |
| ATM |
1.5% (min 12 Lt) |
| in a branch of the Bank SNORAS |
1.5% (min 12 Lt) |
| in a Lithuanian Post office |
1.5% (min 12 Lt) |
| Cash withdrawal in the network of other banks: |
| ATM |
1.5% (min 12 Lt) |
| in a branch of other bank |
1.5% (min 24 Lt) |
| Balance enquiry at ATM: |
| in the Bank SNORAS network |
0 |
| in the network of other bank |
1 Lt |
| Number of cash withdrawal transactions per day |
10 |
| Maximum amount of cash withdrawal transactions per day |
8'000 Lt / 5'000 Lt 1
|
| Number of payment transactions per day |
20 / 15 1 |
| Maximum amount of payment transactions per day |
16'000 Lt / 10'000 Lt 1
|
| Insurance terms4 |
| Payment card insurance, monthly fee |
1.95 Lt |
| Credit limit granting terms5 |
| Credit limit granting fee |
0 |
| Alteration of credit limit |
10 Lt |
| Annual interest on credit limit granted |
14.95% 6 |
| Annual interest on overdraft |
23% |
1 Different fees are applied to magnetic stripe and microchip payment cards.
2 If the order is placed before 15:00 - the card is manufactured on the same day, if after 15:00 - it is made on the following day before 11:00. The card is issued at AB Bank SNORAS Vilnius branch, A.Vivulskio str. 7, Vilnius.
3 If no transactions are made during accounting period, the list of transactions is not being sent.
4 Applicable to residents of LR (group A). Payment card insurance covers the following risks:
Unauthorized use of payment card;
Steal of cash;
Damage of purchase;
The lowest price of the goods.
5 The bank shall have the right to cut or cancel a credit limit without any prior notice in case the cardholder is not using it for more than 6 month.
6 The annual interest rates of 12% are applied to the credit limit of „MAXIMA / SNORO lizingas" leasing cards, which was used in "Maxima" trade network.
Bank SNORAS informs that since 01-11-2008 discount of 1 % on annual interest rate is granted for SNORO lizingas leasing cards' if during the last month 1 000 LTL or more revenue were on the account for paying instalments.*
If the leasing card validity term expires and the Client does not sign the agreement concerning renewal of the card during one month, annual interest rate of 17 % will be applied for a credit.
* Notes:
- A discount is not applied for a credit card Maxima/Snoro lizingas, which was used in the network Maxima.
- Transfers that are not treated as revenue: transfers between one's accounts in Bank SNORAS, loan provided to the Client, funds received on account after the end of time deposit and counted interests.
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