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International payment cards issue and administration fees; for natural persons, residents and non-residents of the Republic of Lithuania (group A)
Effective from 10.02.2009
 
Fees SNORO lizingas and partners leasing card Maestro 
Type of payment card magnetic / chipcard
Account currency  LTL
Validity 2 years / 3 years
Issue 0
Administration 0
Renewal 0
Card replacement in case of loss, damage or forgotten PIN  15 Lt /20 Lt 1
Urgent issue of a payment card2 30 Lt
Announcement of a card being not valid for operations with authorization 20 Lt
Announcement of a card being not valid for all the operations 100 Lt
Alteration of transaction limits 10 Lt
Issue of the transaction list:3
by mail in LR 2 Lt
by mail outside LR 20 Lt
by e-mail 0
via Internet 0
in the bank 0
Issue of the document confirming one payment transaction 20 Lt
Cash withdrawal in the Bank SNORAS network: 
ATM 1.5% (min 12 Lt)
in a branch of the Bank SNORAS 1.5% (min 12 Lt)
in a Lithuanian Post office 1.5% (min 12 Lt)
Cash withdrawal in the network of other banks:
ATM 1.5% (min 12 Lt)
in a branch of other bank 1.5% (min 24 Lt)
Balance enquiry at ATM:
in the Bank SNORAS network 0
in the network of other bank 1 Lt
Number of cash withdrawal transactions per day 10
Maximum amount of cash withdrawal transactions per day 1 000 Lt
Maximum amount of cash withdrawal transactions per month 1 000 Lt 
Number of payment transactions per day 20 / 15 1
Maximum amount of payment transactions per day 16'000 Lt / 10'000 Lt 1
Insurance terms4
Payment card insurance, monthly fee 1.95 Lt
Credit limit granting terms5
Credit limit granting fee 0
Alteration of credit limit 10 Lt
Annual interest on credit limit granted 17.95% 6
Annual interest on overdraft 23%

1 Different fees are applied to magnetic stripe and microchip payment cards.
2 If the order is placed before 15:00 - the card is manufactured on the same day, if after 15:00 - it is made on the following day before 11:00. The card is issued at AB Bank SNORAS Vilnius branch, A.Vivulskio str. 7, Vilnius.
3 If no transactions are made during accounting period, the list of transactions is not being sent.
4 Applicable to residents of LR (group A). Payment card insurance covers the following risks:
          Unauthorized use of payment card;
          Steal of cash;
          Damage of purchase;
          The lowest price of the goods.
5 The bank shall have the right to cut or cancel a credit limit without any prior notice in case the cardholder is not using it for more than 6 month.
6 - Discount of 1 % on annual interest rate is granted for SNORO lizingas leasing cards' if during the last month 1 000 LTL or more revenue were on the account for paying instalments.*
-The annual interest rate of the allowed credit of "SNORO lizingas" leasing cards, issued till 03-11-2008, will equal 15.95%.
-The annual interest rates of 12% are applied to the credit limit of „MAXIMA / SNORO lizingas" leasing cards, which was used in "Maxima" trade network.
 

* Notes:
  • A discount is not applied for a credit card "Maxima/Snoro lizingas", which was used in the network Maxima.
  • Transfers that are not treated as revenue: transfers between one's accounts in Bank SNORAS, loan provided to the Client, funds received on account after the end of time deposit and counted interests.

We are informing you about the changes of the tariffs of credit cards 


  • From 03-12-2008, after "SNORO lizingas" leasing card term expires, the card will not be automatically renewed. The client desiring to renew the card will need to address the bank with application.
  • From 03-12-2008 "SNORO lizingas" leasing cards, due to debts, will be blocked after 7 days of the delayed payment.
AB bankas SNORAS
7 A.Vivulskio Str. LT-03221 Vilnius
Phone: + 370 5  232 7193
Fax: + 370 5  232 7300
E-mail: info@snoras.com
Toll free client line – + 370 800  27 272
 
  © 2009 AB bankas SNORAS
Solution: C I T R U S ®