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You certainly wish to drive safely. Therefore, it is necessary to obtain the compulsory motor TPL insurance.
If during a car accident caused by you, the other party's vehicle, additional equipment or other property were damaged or a person was harmed, "Lietuvos draudimas" would compensate for the losses incurred.
The compulsory motor TPL insurance saves those who have suffered in an accident from any additional expenses. This insurance is compulsory for all drivers.
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What is covered by this insurance?
Vehicle, which was damaged in a car accident due to your fault, its driver and passengers, additional equipment or other property of the third party.
What does the insurance price depend on?
Insurance premium is determined by a number of criteria:
- your driving experience;
- number of traffic accidents caused by you, etc.
When is it necessary to call the police or other relevant service?
If during a car accident people were injured or killed, you are obligated to inform the appropriate services immediately. It is necessary to call the police if:
- during a car accident people were injured or killed;
- more than two vehicles were involved in an accident;
- the property was damaged, the owner of which is not present at the accident site;
- at least one of the accident participants is intoxicated with alcohol or drugs;
- accident participants do not agree on the circumstances of the accident.
In any other case, it is enough to fill in the traffic accident declaration form that you are to submit to the insurance company of the guilty party.
What to do if you suffered in an accident which was not caused by you?
- Contact the insurance company of the guilty party of the accident regarding the compensation of the losses.
- Be sure to have the accident declaration form or the documents presented by the police which confirm that you suffered not by your fault.
How are the claims handled?
If you incurred losses in a car accident, which was not caused by you, contact the insurance company of the guilty party with the filled-in accident declaration form or the documents, presented by the police to compensate for the losses.
Before making your choice, be sure to familiarize yourself with the regulations of this insurance service:
Standard Terms and Conditions of the Insurance Contract on the Compulsory Motor TPL Insurance
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