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Accumulation time deposit is a perfect saving instrument. From now on there is no need to wait for the maturity of the time deposit agreement to supplement the deposit account: there are no restrictions in terms of the additional sum and the supplementing time.
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Accumulation time deposit allows you to perform these operations every day, round-the-clock. It can be supplemented by any amount of money. Saved up some cash? Then use it to supplement your accumulation time deposit account and get a higher interest.
Should you get in need of cash, you can take part of your accumulation deposit. In such case, the interest will not be paid but only in respect of the part withdrawn. The interest rate as agreed under your agreement will be applied to the rest of the amount of the deposit.
In accordance with the Law on Insurance of Deposits and Liabilities to Investors of the Republic of Lithuania, all of the legal and natural persons' deposits held with the bank shall be insured with a state company Deposit and Investment Insurance.
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On 4 August 2009 the amendments to the Republic of Lithuania Law on Insuring the Deposits and Liabilities to the Investors came into force, one of the most significant changes among them - deposit insurance benefit amount - the equivalent of the sum in Litas of up to 100 000 Euro (345,3 thousand Litas) - comes into force for the unlimited period.
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